1. Shop around for the best rates & deals…the less you owe the quicker you’ll be able to pay it back. 
2. Check out your mortgage Terms and Conditions. Look specifically for bulk payments and any penalties ….it may not be worth paying it back quickly if it’ll cost you loads more and the interest is low. Knowing you what you can over pay, means you can recalculate your payments (normal payment + additional into high interest savings account ready for when you can make your next bulk payment.
3. Round up…if your monthly/weekly payment is $563.87 round it up to $570, every little helps.
4. Be aware…ask your bank to send Quarterly statements of how much you still owe…if you do nothing else this awareness will at least stop you from getting into trouble.
5. If you work from home & claim tax on your home office, use the tax savings to pay off your mortgage…rent yourself the space.
6. Make the decision now that every time you get an influx of cash; Inheritance, Tax Rebate, Lotto Win, Bond Mature, Work Bonus etcetera, that a % will go directly to paying more off your mortgage.

I wrote this post for one reason, to include in another blog post I was doing on Money. I was trying to find a post to link to, but couldn’t find what I was looking for so did it myself. Disclaimer: I’m not a Mortgage Adviser of any sort. I do however own properties in 2 countries.